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Click Here to Bookmark San Diego Short Sale Experts
Welcome to San Diego Short Sale Experts. We are a local San Diego Real Estate company that specializes in helping individuals that are heading into default on their current loans or are already in foreclosure. We cover all of San Diego County and North County, including Carlsbad and surrounding areas. Please take the time to browse through our site and gather the information that you are looking for. If at any time you have further questions about Short Sales or Foreclosures, or would like more information about our services you can email or call us at anytime and we will be happy to assist you.
We understand that defaulting on your mortgage is a difficult situation. Many people foresee themselves heading into default, or are already in foreclosure. What many people don’t realize is that they have options before foreclosure and one of them is a short sale. A short sale is an alternative to foreclosure and one that we can offer advice about to you.
Negotiating a short sale is time consumingtakes a team that is experienced and understands the short sale process. This is why it is critical to chose the correct team to handle your short sale.
Having Trouble Making The Payments? Are You...
- Feeling the stress mounting with each missed payment and phone call from your bank?
- Borrowing money from other sources to pay your mortgage?
- Getting confused as to what your options are at this point?
Foreclosure Sale Date Approaching?
- It’s best to allow yourself as much time as possible to short sale your property, but if you’re not sure you have enough time to conduct a short sale, contact us so we can discuss your situation.
- See our Q & A section for more information on foreclosures
- Still have questions? Contact one of our Short Sale Specialists today
Not Sure If You Qualify For A Short Sale? Do You...
- Owe more on your property than what you could sell it for, especially after real estate commission, closing costs, late payments, interest, etc?
- Have difficulty covering your expenses each month?
- Not have money in the bank to cover the difference of what you could sell your house for and what you owe the bank?
- See our Q & A section for more information on short sales
- Still have questions? Contact one of our Short Sale Specialists today
Be Proactive And Save Your Credit From Foreclosure
- Foreclosure stays on your credit for up to seven years and can make it difficult to obtain another loan. Conducting a short sale minimizes the damage to your credit.
The Benefits Of A Short Sale
- Your home gets sold and the mortgage is fully paid off. The mortgage lender accepts a discounted payoff.
- You have no out-of-pocket costs when completing a short sale as the mortgage holder pays virtually all sales costs including title and escrow, commission, and approved property repairs.
- Your credit record is protected from a foreclosure.
- You can move forward with your life without having to worry about your house and your mortgage.
Effective Short Sale Negotiators
- Lenders commonly work with short sales we bring them because short sales often save them money. Mortgage servicers/banks can lose a lot more money if your property goes to foreclosure sale. We use our established relationships with the lenders to effectively negotiate the short sale with them.
Here’s How It Works
- We set an appointment to list your home as a short sale and begin marketing it to receive an offer before your property is sold at foreclosure auction. Our team’s goal is to have at least one offer on your property within 30 days.
- We help you gather all of the financial information to support your hardship, put together all of the necessary forms, contact your lenders and begin the short sale process.
- We submit the offer(s) on your property, the financial information, and other supporting documents to our contacts within the mortgage company to negotiate the short sale of your property. We coordinate with title companies, attorneys, mortgage insurance companies, public trustees, etc. for the approval of your short sale.
Contact San Diego Short Sale Experts today to learn more about your options!
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San Diego Short Sale Experts - San Diego, North County, La Jolla, Carlsbad, Del Mar and Surronding areas.
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